Authorised DSA Advantage
One application reaches 50+ partner banks instead of running from branch to branch. Save time and get optimal rates.
LOAN KNOWLEDGE BASE
Understand the Process. Borrow or Earn with Confidence.
Key facts about working with an Authorised DSA, document requirements, loan approval steps, and our partner commission model.
LOAN CONCEPTS
Essential details before you apply or refer.
Clear knowledge leads to better financial choices and faster loan sanctions.
Interest Rates & Tenures
Interest rates depend on your profile, CIBIL score, turnover, and lender criteria. We help negotiate competitive quotes.
Doorstep Documentation
Our dedicated loan executives handle document collection and verification, ensuring zero branch visits.
Partner Commission Model
Agents and connectors enjoy attractive payout slabs per disbursed loan file, supported by dedicated RM assistance.
FREQUENTLY ASKED QUESTIONS
Clear answers to common questions.
Got questions about loan eligibility, interest rates, or becoming a commission agent? Here is everything you need to know.
What is an Authorised DSA (Direct Selling Agent)?
A DSA is an officially authorised partner representing banks and NBFCs. We act as an intermediary to source, guide, collect documents, and assist customers in getting loans approved faster by matching them with the best suited lenders.
Does SwiftFund charge any fees from loan applicants?
No! We do NOT charge any consultation, processing, or file fees from customers. Our loan assistance is 100% free for applicants. We receive our referral compensation directly from the lending banks and NBFCs upon successful disbursement.
Can I join SwiftFund to distribute loans and earn commission?
Yes! We run an Authorised Channel Partner program where individuals, sales executives, insurance agents, real estate brokers, and CAs can work with us on commission. You simply refer clients, our operations desk handles bank processing, and you earn high commission per disbursement.
What basic documents are required for an unsecured business loan?
Typically: KYC (PAN Card, Aadhaar), Business Proof (GST registration, Udyam certificate), last 6 to 12 months business bank statement, and past 1–2 years ITR with financial computations.
How does SwiftFund help if a customer has an average CIBIL score?
Because we are connected with 50+ lenders (including public banks, private banks, and flexible NBFCs), we understand which lenders have lenient credit norms. We structure the file to maximize the chances of approval.
When and how is partner commission paid?
Commission is calculated transparently based on the disbursed loan amount and product slab. Payouts are transferred directly into the partner's verified bank account on predetermined payout cycles.
Regulatory & Compliance Notice
SwiftFund acts strictly as an Authorised Direct Selling Agent (DSA) facilitating loan origination for regulated Banks and NBFCs. Final credit underwriting, loan sanctioning, interest rate determination, and disbursals are at the sole discretion of the respective lending institution.